Let Citibank turn your daily spending into more savings. Combining the convenience of an ez-link card and a credit card, the Citibank SMRT Card lets you save at your favourite retail outlets islandwide.
Make life more affordable with 5%* savings on your daily spend!
- 5% savings on all groceries
- 5% savings on online purchases
- 5% savings on taxi rides, including private-hire vehicles
- 5% savings on EZ-Link Auto Top-up
- 5% savings on SimplyGo
- 0.3% on other retail spend

See how your savings add up:
Categories | Base rate on qualifying retail spend | Bonus rate on monthly qualifying retail spend ≥S$500 | Total earn rate |
Groceries | 0.3% | 4.7% | 5% |
Online (exludes mobile wallet and and travel-related transactions) | 0.3% | 4.7% | 5% |
EZ-Link Auto top-up (SimplyGo) | 0.3% | 4.7% | 5% |
Taxis (Excluding private-hire rides)# | 0.3% | 4.7% | 5% |
Other qualifying retail spend | 0.3% | NIL | 0.3% |
For more details and Terms & Conditions, visit https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card/